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Current SBA 504
Loan Rates
25-year loan: 6.237%
20-year loan: 6.255%
10-year loan: 6.190%
Business Financing and Community Development
Providing loans and support to entrepreneurial, innovative businesses and community endeavors.
North Edge (formerly known as AEDC ) provides business financing and community development throughout Del Norte, Humboldt, Mendocino, Lake, Siskiyou, and Trinity Counties. We exist to invest in businesses, communities, and people in ways that create a resilient and equitable economy for our region.
Get The Financial Edge You Need To Grow
Tailored Loan Support
We’re bridging the gap for small businesses and entrepreneurs who struggle to secure financing through traditional lenders.
Economic Development
As a Community Development Financial Institution (CDFI), we invest in businesses and projects supporting building a resilient, thriving, rural region.
More Than Just a Lender
We don’t just provide financial assistance—our team of experts offers tailored guidance and support to help you succeed even after loan approval.
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November 6 - 7th, 2025:
Join us for the 5th Annual Redwood Region Economic Summit
The Redwood Coast Region Economic Development Summit is a two-day gathering happening on November 06-07, focused on fostering innovation and regional collaboration across Del Norte, Humboldt, Lake, Mendocino, and Trinity counties, as well as neighboring tribal lands.
This year’s theme, Harvesting Growth: Transforming Rural Economies, will spark conversations around downtown revitalization, tourism, and innovative rural development, with a spotlight on agri-tourism and the blue economy.
Our organization started in 1978 to support housing rehabilitation and small business development in Arcata, California. Originally named Arcata Economic Development Corporation (AEDC), our nonprofit was designated as a Community Development Financial Institution (CDFI) in 2003, which means that we’re committed to supporting disadvantaged and disinvested communities in our funding efforts. We prioritize providing affordable loans to those who need them most. For minority-owned businesses or entrepreneurs who don’t qualify for loans from traditional lenders, North Edge is a trusted local partner for accessing the capital businesses need to grow.
Not your Typical Lending Institution
Client Success Stories
