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Formerly known as AEDC

Current SBA Loan Rates
25-year loan: 6.517%
20-year loan: 7.038%
10-year loan: 6.657%
Attendees at the 2023 State of Redwood Coast Region summit stand and applaud in a conference room, displaying positive and engaged expressions.

Business Financing and Community Development 

North Edge's logo icon in teal, arranged in a repeating pattern.

Providing loans and support to entrepreneurial, innovative businesses and community endeavors.

North Edge (formerly known as AEDC ) provides business financing and community development throughout Del Norte, Humboldt, Mendocino, Lake, Siskiyou, and Trinity Counties. We exist to invest in businesses, communities, and people in ways that create a resilient and equitable economy for our region.

Attendees at the 2023 State of Redwood Coast Region summit engage in conversation outdoors near a booth for the Ukiah Main Street Program.

Get The Financial Edge You Need To Grow

Tailored Loan Support

We’re bridging the gap for small businesses and entrepreneurs who struggle to secure financing through traditional lenders.

Economic Development

As a Community Development Financial Institution (CDFI), we invest in businesses and projects supporting building a resilient, thriving, rural region. 

More Than Just a Lender

We don’t just provide financial assistance—our team of experts offers tailored guidance and support to help you succeed even after loan approval. 

Logo for the Redwood Coast Region Economic Summit 2024, featuring a stylized sun rising with rays and the tagline 'Together Towards Tomorrow'.

October 10 - 11th, 2024:
Join us for the 4th Annual Redwood Region Economic Summit

The Redwood Coast Region Economic Summit is a 2-day summit designed to foster a future-ready economy that appeals to and supports the dreams of young employees and entrepreneurs. 'Together Towards Tomorrow' reflects our shared vision for a rural region that is not just a place to live, but a place where the next generation can thrive, innovate, and shape the future. 

Over 45 Years of Impacting Economic Development in Northern California 

$56.32M

Amount of Capital Infused 

into our Region

$36.84M

Participation Dollars Leveraged

Our organization started in 1978 to support housing rehabilitation and small business development in Arcata, California. Originally named Arcata Economic Development Corporation (AEDC), our nonprofit was designated as a Community Development Financial Institution (CDFI) in 2003, which means that we’re committed to supporting disadvantaged and disinvested communities in our funding efforts. We prioritize providing affordable loans to those who need them most. For minority-owned businesses or entrepreneurs who don’t qualify for loans from traditional lenders, North Edge is a trusted local partner for accessing the capital businesses need to grow. 

A stylist working on a client's hair at Fringe and Folly, a hair salon in Eureka funded by North Edge Business Financing and Community Development.
North Edge's logo icon in white, arranged in a repeating pattern.

Not your Typical Lending Institution

Client Success Stories

A geometric icon in the shape of Trinity County in California.
The owner of the Salyer Store standing in front of the store with a truck and dog in the foreground, a business funded by North Edge, located in Trinity County.

Salyer Store

When the local natural food store closed in nearby Willow Creek, the Wildes recognized an even stronger need for accessible, healthy food in the region…
A geometric icon in the shape of Humboldt County in California.
Two brothers, the business owners of Crestmark Millworks, standing together inside their workshop, a business funded by North Edge, located in Humboldt County.

Crestmark Millworks

With no significant capital but a lot of determination, owners Scott and Sean Olsen felt unprepared for the common cash flow challenges the construction industry is known for…
A geometric icon in the shape of Siskiyou County in California.
The owners of the Salmon River Outpost standing outside their store under a sign that reads 'New Ownership!', a business funded by North Edge, located in Siskiyou County.

Salmon River Outpost 

In the rural mountains of Siskiyou County, the Salmon River Outpost has been a cornerstone of the Somes Bar community since the gold rush…

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