North Edge serves businesses in the counties of Del Norte, Humboldt, Lake, Mendocino, Trinity, Siskiyou, and sometimes Shasta. If the business is located outside of these counties, it is not eligible at this time.
We lend to businesses operating in most industries, but not the following:
Speculative businesses or real estate held for investment or as passive income.
Lenders and quasi-financial institutions (e.g., pay day lenders, pawn shops, auto title loans, mortgage lenders, check cashers, money transfer services, etc.)
Businesses engaged in illegal activities or the sale, distribution, or manufacture of firearms, pornography, or marijuana.
Businesses which present live performances of a prurient sexual nature or derive—directly or indirectly—more than 5% of their gross revenues through the sale of products or services, or the presentation of any depictions or displays, of a prurient sexual nature.
Businesses deriving more than one-third of gross annual revenue from legal gambling activities.
Private clubs and businesses which limit membership for reasons other than capacity.
Businesses principally engaged in teaching, instructing, counseling, or indoctrinating religion or religious beliefs, whether in a religious or secular setting.
Government-owned entities (except for businesses owned or controlled by a Native American tribe).
Businesses primarily engaged in political or lobbying activities.
